Resum
In 2018, the Spanish Insurance Contract Act was amended to guarantee that people living with HIV could access to private insurance, such as, health, life, and burial insurances. The number of inquiries received at the HIV Legal Clinic of the University of Alcalá from 1 January 2019 to 31 December 2021 shows that the legal reform is not being effective because insurance companies continue to practice a class exclusion towards people living with HIV, who are ‘persons with disabilities’ according to the social model of the UN Convention of the Rights of Persons with Disabilities.
